Now go outside and look at the sky.
Become a Benevolent Loan Shark
This is one of the best things I've seen in a while on the web: Kiva.org
This site creates opportunities for everybody to become involved in creating a better world. Small business owners from all over the world apply for microloans through local loan agencies who then pass this information on to Kiva.org.
Just go to their site and look at the list of businesses in need of comparatively small amounts of money which will allow them to take that next step and grow. What makes this such an attractive concept is that you see the person who will receive the money and once the loan is provided to the business, the local loan agency provides regular updates about the status of the business. You can literally see how much your money will change somebody's life.
With just $25 you can become part of the solution. Go do it now.